Deductible
Amount you pay out-of-pocket before the insurance company covers the remaining claim to the policy limit.
Liability Coverage
Protects other drivers and their passengers if you are at fault in an accident.
Property Damage
Protects other people’s property if you are at fault in an accident.
Collision Coverage
Covers repairs for damage sustained in an auto accident caused by you. If the other driver is at fault than your damage should be covered by them.
Comprehensive Coverage
Covers repairs for damage to your vehicle not sustained in a car collision and replaces your car if stolen.
Underinsured/Uninsured Motorist Coverage
Protects you, your passengers, and your vehicle when an at fault driver's insurance is insufficient to cover the damage sustained from the collision.
Medical Payments
Protects you and your passengers with healthcare expenses sustained from an accident.
Loss of Use
Pays for a replacement vehicle or transportation expenses while your vehicle is being repaired or replaced.
Roadside Assistance
Pays for towing expenses and roadside repairs almost everywhere in the United States.
