Business Insurance


Protect your business from everyday disasters.

Why you need
Business Coverage


Businesses need insurance to satisfy federal and state requirements including workers’ compensation and liability insurance.
Commercial insurance packages will protect your business from natural disasters, theft, vandalism, and legal claims by employees or third parties.

Our Services


Providing tailored coverage for your business to address all risks and exposures.

What is Business Insurance?

Which insurance coverages does my business need?

Liability coverage is required for all businesses. The other coverages depend on your type of business, number of your employees and their job types, your locations and the operations performed on sites, and more specific questions too.

Which discounts are available?

Business insurance discounts come from combining various coverages into a business owners policy (BOP), your years in business, years without any claims, commercial auto discounts may apply, discounts do vary depending on the different insurance companies.

How can I lower my insurance cost?

We have a variety of ways to help you reduce your costs. You can always raise your deductibles to lower your premium but if an accident happens than it will cost more. We will quote your insurance with many companies and find you the best rates and value.
Remember, insurance is designed to reduce your risk and help you recover from unfortunate events, make sure you know your coverages and the ramifications of likely situations. We will ask you specific questions about your business to set you up for high quality coverage and coverage that helps you feel comfortable.

How do my practices and employees effect my business insurance?

When you hire your first employee, you must include additional business coverages such as workers compensation, errors and omissions, employment practices liability and others. Please reach out and explain your plans and operations, we will help guide you towards the best policy.